U SCORING - check of solvency
U Scoring — analysis of the solvency of the UZCARD bank card holder.
The system of analytical assessment of the client's solvency, based on numerical statistical methods.
The financial and social characteristics of the borrower have certain points. The system automatically "calculates points" from the questionnaire and gives a result about the reliability of the potential borrower. Based on the results of the points gained, the system decides whether to approve or refuse to issue a loan, microfinance, or the ability to provide goods and services in installments.
Thanks to this product, the time for checking documents and reconciliation with the database is reduced, a decision is issued within 30 seconds, an objective examination of the client's questionnaire is underway.